Bima Jyoti

Plan Overview

LIC's Bima Jyoti (Plan 960) is a non-linked, limited premium endowment plan with guaranteed additions of ₹50 per ₹1,000 of basic sum assured accruing at the end of each policy year — no dependence on bonus declarations.

Key Benefits

• Guaranteed additions every policy year
• Premium paying term is policy term minus 5 years
• Death benefit of at least 7 times the annualised premium
• Settlement option to receive maturity in instalments
• Loan available after two full years' premiums

Eligibility & Terms

Figures shown are indicative as per the insurer's published plan features and may change. Please confirm the current terms with us before purchasing.