All Plans

Life Insurance

Annuity Plans

Convert savings into a lifelong income

Plan Overview

An immediate or deferred annuity converts a lump sum into a guaranteed income for life. LIC's Jeevan Akshay and New Jeevan Shanti are the best known options, with annuity rates locked in at purchase.

Key Benefits

  • Ten annuity options including joint life and return of purchase price
  • Monthly, quarterly, half-yearly or yearly payouts
  • Rates guaranteed for life at the time of purchase
  • Higher rates for larger purchase price
  • No medical examination required

Eligibility & Terms

Entry age: 30 to 85 years
Minimum purchase price: ₹1 lakh
Annuity starts immediately or after deferment

Figures shown are indicative as per the insurer's published plan features and may change. Please confirm the current terms with us before purchasing.

Best suited for

Retirees who want a fixed pension credited to their bank account for as long as they live.

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